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For all of you who are having a crisis with mortgages and cannot afford your house or are afraid of losing your house....here may be a solution!

I contacted my mortgage company many times and finally found someone there recently that gave me a break. Apparently President Obama has put through this new plan that started at the beginning of May called "Making Homes Affordable" (according to the paperwork I got from my mtg company).

Call your mtg company TODAY if you are in trouble and ask them about this plan!!!!!!!!!!!!

The government is trying to allow us to keep our houses. It cut my mtg payment into 1/3 and it created an escrow account for me when I didn't have one. Not too bad for someone who went from working full time to now only having income from unemployment.

If you run into issues with your mtg co, the governmental agency's phone number is 877-SIG-2009. (I would only try that as a last resort though.)

I wish you all  the best of luck and God Bless.

My wife became profoundly ill with multiple sclerosis and I became her caretaker.  As a consequence, I lost my business and we have gotten extremely behind on bills.  I have decided to go to gradualte school to get my PhD in Molecular Biology, but I had to take out a huge loan to do so.  Where is all this stimulus money for school that I'm hearing about?  Also, we've been renting a single family house, but the owner has become elderly and wants to sell.  Currently our only income is SSDI and SSI and I wonder if there are any programs to help people like us buy the house we've been renting for 16 years.  I'm a little scared that because we're behind on our utilities, potential landlords won't rent to us.  I did go to a HUD first time homebuyers class and received a certificate worth five thousand dollars toward a down payment, but I'm still doubtfull we would qualify for a mortgage.  I know about the 8K mortgage credit, but I'm wondering if it's still available.  My thanks to anyone who has a comment.

Please help save my home!!!

I rescue animals and volunteer with the Junior Humane Society of Pensacola,FL. I am on a low fixed income, have been raising 2 children on my own who are turning out to be my pride and joy!! I currently am unemployed due to health reasons and my old truck finally kicked the bucket with 362,000 miles!

I am behind on my mortgage $ 4,200.00(need that amount by March 23rd/08 to avoid foreclosrure procedings), utilities $ 345.00 and no transportation!!! I live out in the country so there is no public transportion. I have to ask my neighbors for rides for Dr. visits, etc. Are there any "ANGELS" out there that can help me? I tried Prosper but they said my credit score was too low! Banks won't help either!! Family is on fixed income too!! I am asking $ 8000.00 to help me get back on my feet!!

My e-mail is: NEWBERG4359@YAHOO.COM

Thank you for your help!!

Sincerely,

Linda